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Motor Vehicle Accidents

Chhabra & Gibbs, P.A. > Blog Posts  > Motor Vehicle Accidents (Page 6)

What is Uninsured Motorist coverage?

Uninsured

Most everyone knows what car insurance is.  You pay a monthly premium to an insurance company, and in exchange that company agrees under contract to pay for the loss that occurs when you are involved in a motor vehicle accident.  Mississippi law requires that licensed drivers maintain liability insurance, which provides coverage for the other car and/or driver when an accident is your fault.  The minimum liability insurance coverage legally required in Mississippi is $25,000 per person and $50,000 per accident for bodily injury.  But what happens if you are in a wreck that is not your fault, you are...

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Halloween Safety Driving Tips

Halloween safety

When looking at Halloween safety statistics, children are twice or more as likely to get hit by a car between 4PM and 8PM on Halloween over any other time of the year. Over 85 percent of these kind of pedestrian accidents happen at non-intersecting locations. When you add the fun night of Halloween with the fact that most children are less aware of their surroundings, this creates a risk for pedestrian accidents and car wrecks. Here are Halloween safety driving tips for you to follow on Halloween: Drive extremely slow: On normal days you should follow the speed limit of your...

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Workers’ Compensation After Car Wreck

wreck

I was Injured in a car wreck on my way home from work, can I receive Workers' Compensation? The short answer: it depends.   Even when another person is responsible for your injuries during a car wreck in Mississippi, if you were “in the course and scope” of your injuries you are entitled to workers’ compensation. As a general rule Employees are not covered by workers’ compensation when going to or coming from work but there are several exceptions to that general rule. For instance, if travel is a part of your job then it is possible you could be covered by workers’...

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Insurance Questions After a Car Wreck

Car wreck

Insurance Questions After Dealing With a Car Wreck.   What happens if I have a car wreck and I don’t have car insurance?   In Mississippi, the law requires that every person driving a car be able to provide proof of insurance coverage.  Failure to have insurance can subject you to penalties and fines, but it is much worse if you have a car wreck that is your fault.    You can always be sued whether you have insurance or not, but without insurance you would liable for all of the damages.  This could subject you to garnishment and/or seizure of your assets.  Also, you...

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Car Fatalities by Phone Distraction Inaccurate

fatalities

According to a new report from Bloomberg, the data and information that is out there about cell phone use while driving as well as car fatalities from cell phone use is very inaccurate, and that creates a huge problem. The NHTSA (National Highway Transportation Safety Administration) keeps up with all of the vehicle related fatalities that occur each year in the United States. With that information from NHTSA, lawmakers, journalists, and activists focus their energy around it. Bloomberg’s report found that NHTSA’s data is not reporting correctly the cell phone usage causing fatalities. Recent reports by NHTSA show that over the last...

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Drivers could soon submit phones to a Textalyzer

Distracted Drivers

A new device could soon be used by your local Mississippi law enforcement that is known as the breathalyzer for texting by distracted drivers. Due to a growing epidemic of car accidents caused by distracted drivers, a company is developing a device that reveals whether drivers were texting at the time of the crash. New York aims to be the first state which passes a bill authorizing police to use the Textalyzer device, with New Jersey, Tennessee, and Chicago to follow. This will become a big help for law enforcement because right now the only way police can find out if a...

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More than 60 million non-repaired recalled vehicles

Recalled

More than 60 million non-repaired recalled vehicles remain on our highways today, this according to Carfax, who recently released data showing facts supporting these recent statistics. It makes you wonder, if vehicle owners are not getting their vehicles fixed as often anymore, or do we have more open recalls on vehicles? The current data collected by Carfax suggests that people seem to have less free time to bring their vehicles to the dealership, as minivans and SUVs make up the majority of the non-repaired recalls. According to a Carfax spokesman, having a recall on your vehicle should make getting it repaired a top...

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Mississippi ranked one of the worst in Highway Safety

Highway

Recently the Advocates for Highway and Auto Safety released the 2017 Road-map of State Highway Safety Laws. In 2015, over 35,000 people were killed in the United States from motor vehicle crashes. This is the largest percentage increase in nearly 50 years. Early data that is still coming in from 2016 is even worse. Data from 2015 shows increases in every category, including unbelted occupants, motorcyclists, pedestrians, teen drivers, impaired and distracted drivers, and children. These numbers are very alarming and unacceptable. The problem is very clear; too many lives are lost, serious injuries sustained and needless costs incurred because of...

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