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Workers Compensation

Chhabra & Gibbs, P.A. > Blog Posts  > Workers Compensation (Page 11)

Hurt While Working For A Subcontractor With No Insurance.

Hurt on the job contractor

I got hurt while working for a subcontractor. Come to find out, he did not have workers’ compensation insurance. Am I just out of luck? Not necessarily.  The law states: § 71-3-7 (6) In the case of an employer who is a subcontractor, the contractor shall be liable for and shall secure the payment of such compensation to employees of the subcontractor, unless the subcontractor has secured such payment. What this means is you go “up the chain” to whoever hired your subcontractor employer to see if there is coverage.  Sometimes there may be several subcontractors and contractors with coverage, and it will...

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Legislator Telling Truth On Workers Comp Laws?

helping laws

No, the new laws do not help the worker at all.  One major change that was made is a new law was written to say: § 71-3-7  In all claims in which no benefits, including disability, death and medical benefits, have been paid, the claimant shall file medical records in support of his claim for benefits when filing a petition to controvert. If the claimant is unable to file the medical records in support of his claim for benefits at the time of filing the petition to controvert because of a limitation of time established by Section 71-3-35 or Section 71-3-53,...

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When exactly are you entitled to Workers Compensation benefits

entitled truth wages

The technical law states that: § 71-3-7. Liability for payment of compensation (1) Compensation shall be payable for disability or death of an employee from injury or occupational disease arising out of and in the course of employment, without regard to fault as to the cause of the injury or occupational disease. An occupational disease shall be deemed to arise out of and in the course of employment when there is evidence that there is a direct causal connection between the work performed and the occupational disease. In English, what this means first and foremost is that fault is not an issue, and...

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The Truth About Workers Comp

entitled truth wages

People are often worried about getting fired if they hire a lawyer (or even if they don’t) after having a work injury – so what’s true and what’s myth? First, Mississippi is an at-will employment state.  What that means is that an employer can terminate an employee for almost any reason, unless it deals with age, sex, race, etc.  Unfortunately a person can legally be fired just for the fact that they got injured at work. But when our firm’s employees get hurt on the job, we want them to get good treatment. That’s what good employers should do.  That’s why we...

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What is an Independent Contractor under Workers Comp?

Independent Contractor

What is an Independent Contractor under the Workers Compensation Act and how does it impact a claim? Miss. Code Ann. § 71-3-3 (r) states that  "Independent contractor" means any individual, firm or corporation who contracts to do a piece of work according to his own methods without being subject to the control of his employer except as to the results of the work, and who has the right to employ and direct the outcome of the workers independent of the employer and free from any superior authority in the employer to say how the specified work shall be done or what...

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“Wages” For Purposes of a Workers’ Compensation Claim

entitled truth wages

Miss. Code Ann. § 71-3-3 (k) states that  "Wages" includes the money rate at which the service rendered is recompensed under the contract of hiring in force at the time of injury, and also the reasonable value of board, rent, housing, lodging or similar advantage received from the employer and gratuities received in the course of employment from others than the employer. The term "wages" shall not include practical training received by students of an educational institution as a part of such educational institution's curriculum. So why does this matter?  Every compensation benefit whether it be temporary or permanent or total...

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What is a “Disability” under the Workers Compensation Act?

disability

Miss. Code Ann. § 71-3-3 (i) states that "Disability" means incapacity because of injury to earn the wages which the employee was receiving at the time of injury in the same or other employment, which incapacity and the extent thereof must be supported by medical findings. There are two types of disability: temporary and permanent.  There are also different levels for each: Partial or Total. Temporary disability in plain English means that you are unable to do your job while you are treating.  You may be completely unable to work at all or you may be able to work with an accommodation...

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Discrimination in Employment

Discrimination

An employer may not discriminate against an individual on the basis of his or her race, color, sex (including pregnancy), age, religion, national origin or disability.  In addition, an employer may not discriminate against an individual in retaliation for participating in a protected activity (such as filing a charge of discrimination against your employer, complaining about discrimination  or participating in an employment discrimination investigation or lawsuit for yourself or another individual). The Equal Employment Opportunity Commission (EEOC) is responsible for enforcing the laws related to discrimination in the above areas.  Generally, these laws apply to employers with 15 or more employees. The...

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The Longshore and Harbor Workers’ Compensation Act

water longshore

For many Mississippians, working on the water provides a steady source of income with which they can care for their families.  Unfortunately, because accidents can and will happen, there will be times when one of our Mississippi maritime workers is injured or killed on the job. If you or a loved one has been injured while working on the water, here's what you should know: -The Longshore and Harbor Workers' Compensation Act is a federal law that provides a means for which our Mississippi workers can be compensated for injuries received while working on the water. -The term "working on the water" includes...

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Injury under the MS. Workers’ Comp Act?

injury act

What exactly is an injury under the Mississippi Workers’ Compensation Act? § 71-3-3. Definitions (b) "Injury" means accidental injury or accidental death arising out of and in the course of employment without regard to fault which results from an untoward event or events, if contributed to or aggravated or accelerated by the employment in a significant manner. Untoward event includes events causing unexpected results. An untoward event or events shall not be presumed to have arisen out of and in the course of employment, except in the case of an employee found dead in the course of employment. This definition includes injuries...

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