Hurt at work and need representation?

Speak with a Workers Comp Lawyer in Mississippi to get the help you deserve.

When a Workplace Injury Becomes More Than a Workers’ Comp Claim

If you were hurt on the job in Mississippi, your first instinct might be to file a workers’ compensation claim and move on. That’s a reasonable starting point — but it may not be the full picture.

Depending on how your injury happened, a Mississippi workers comp lawyer may be able to help you uncover a second legal claim against a third party, which can significantly increase your total recovery.

Understanding when workers’ comp is only part of the solution is critical after a serious workplace injury.

How Workers’ Compensation Works in Mississippi

Mississippi requires most employers to carry workers’ compensation insurance. This system provides:

• Medical expenses
• Partial wage replacement
• Disability benefits

A Mississippi workers comp lawyer can help you navigate this system, which operates on a no-fault basis — meaning you don’t have to prove employer negligence.

However, workers’ comp does not cover:

• Pain and suffering
• Emotional distress
• Full lost future earnings

That’s where additional claims may come into play.

What Is a Third-Party Claim?

A third-party claim allows you to sue someone other than your employer if they contributed to your injury.

A Mississippi workers comp lawyer may identify these situations, which can include:

• Defective equipment manufacturers
• Negligent contractors
• Car accidents while working
• Unsafe property conditions
• Toxic exposure cases

Unlike workers’ comp, third-party claims may allow full compensation for:

• Pain and suffering
• Full lost wages
• Future earning capacity
• Punitive damages

Can You File Both Claims?

Yes. In many cases, injured workers can pursue both workers’ compensation and a third-party lawsuit.

A Mississippi workers comp lawyer can help coordinate both claims, ensuring one does not negatively impact the other.

However, Mississippi law includes subrogation rules, meaning workers’ comp insurers may seek reimbursement from any third-party settlement.

What to Do After a Workplace Injury

• Report the injury within 30 days
• Seek immediate medical treatment
• Document the accident scene
• Preserve any evidence of third-party involvement
• Avoid early settlement agreements
• Speak with a Mississippi workers comp lawyer before making decisions

Mississippi Deadlines You Need to Know

• Workers’ comp notice: within 30 days
• Workers’ comp filing: generally, within 2 years
• Personal injury third-party claims: generally, 2 years

Missing deadlines can permanently affect your ability to recover compensation. A Mississippi workers comp lawyer can help ensure everything is filed correctly and on time.

How Chhabra, Gibbs & Gustavis Can Help

Chhabra, Gibbs & Gustavis, P.A. represents injured workers across Mississippi in both workers’ compensation and personal injury cases.

If you are searching for a Mississippi workers comp lawyer, their team can evaluate whether you have one claim or two — and help you pursue the maximum compensation available under the law.