{"id":644,"date":"2022-11-10T13:11:00","date_gmt":"2022-11-10T13:11:00","guid":{"rendered":"https:\/\/cglawms.com\/?p=644"},"modified":"2025-12-23T17:39:17","modified_gmt":"2025-12-23T17:39:17","slug":"accidente-con-un-conductor-sin-seguro","status":"publish","type":"post","link":"https:\/\/cglawms.com\/es\/blog\/wreck-with-an-uninsured-motorist\/","title":{"rendered":"Accidente con un conductor sin seguro"},"content":{"rendered":"<p>Si tienes un accidente con un conductor sin seguro, es posible que te preguntes qui\u00e9n pagar\u00e1 los da\u00f1os. Actualmente, la mayor\u00eda de los estados exigen tener un seguro de autom\u00f3vil, pero \u00bfqu\u00e9 pasa si no lo tienen? A nivel nacional, el 12.61 % de los propietarios de autom\u00f3viles no tienen seguro de autom\u00f3vil y, en 1 TP1, m\u00e1s del 291 % de los propietarios de autom\u00f3viles no tienen seguro de autom\u00f3vil, lo que supone la cifra m\u00e1s alta del pa\u00eds. Esta cifra aument\u00f3 en m\u00e1s de un 51 % con respecto al a\u00f1o anterior.<\/p>\n<p>Si bien es preocupante que haya tantos conductores sin seguro de autom\u00f3vil en las carreteras, es aqu\u00ed donde tener\u00a0<a href=\"https:\/\/cglawms.com\/es\/blog\/cobertura-para-conductores-sin-seguro\/\">cobertura para conductores sin seguro<\/a>\u00a0resulta muy \u00fatil. En estados como Mississippi, la cobertura UM\/UIM se incluye autom\u00e1ticamente en todas las p\u00f3lizas de seguro de autom\u00f3vil. La mayor\u00eda de las personas ni siquiera se dan cuenta de que tienen esta cobertura porque no se lo ha comentado el agente, ya que se a\u00f1ade autom\u00e1ticamente a la p\u00f3liza por ley.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">\u00cdndice<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Alternar<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cglawms.com\/es\/blog\/wreck-with-an-uninsured-motorist\/#how-does-uninsured-motorist-coverage-work\" >\u00bfC\u00f3mo funciona la cobertura para conductores sin seguro?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cglawms.com\/es\/blog\/wreck-with-an-uninsured-motorist\/#what-to-do-after-a-wreck\" >Qu\u00e9 hacer despu\u00e9s de un accidente<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"how-does-uninsured-motorist-coverage-work\"><\/span>\u00bfC\u00f3mo funciona la cobertura para conductores sin seguro?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Si usted se ve involucrado en un accidente con alguien que no tiene seguro de autom\u00f3vil, su propia cobertura de motorista sin seguro normalmente se activar\u00e1 para ayudar a cubrir los da\u00f1os. Algunas personas son reacias a presentar una reclamaci\u00f3n a su propia p\u00f3liza. Quieren tener un historial \u201climpio\u201d. Seg\u00fan nuestra experiencia, una reclamaci\u00f3n UM es culpa de otra persona, no suya. Sus tarifas no aumentar\u00e1n por presentar la reclamaci\u00f3n.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"what-to-do-after-a-wreck\"><\/span>Qu\u00e9 hacer despu\u00e9s de un accidente<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Lo mejor que puedes hacer si te ves involucrado en un accidente es llamar a la polic\u00eda, obtener un informe policial, tomar fotograf\u00edas y tomar nota de los testigos, luego buscar atenci\u00f3n m\u00e9dica y llamar a un abogado con experiencia.\u00a0<a href=\"https:\/\/cglawms.com\/es\/blog\/ayuda-de-un-abogado-especializado-en-accidentes-automovilisticos\/\">abogado especializado en accidentes automovil\u00edsticos<\/a>. Dejar que un abogado con experiencia en accidentes automovil\u00edsticos se encargue de tu caso te dar\u00e1 m\u00e1s posibilidades de obtener una indemnizaci\u00f3n por tus lesiones.<\/p>\n<p>En\u00a0<a href=\"https:\/\/cglawms.com\/es\/\">Chhabra Gibbs P.A.<\/a>\u00a0Nuestro equipo especializado de abogados en lesiones personales cuenta con m\u00e1s de 130 a\u00f1os de experiencia combinada en todo tipo de accidentes, desde accidentes automovil\u00edsticos y accidentes de camiones de 18 ruedas hasta accidentes de motocicleta y accidentes de bicicleta.<\/p>\n<p>Nuestro equipo legal est\u00e1 disponible las 24 horas del d\u00eda, los 7 d\u00edas de la semana, para analizar su caso.\u00a0<a href=\"https:\/\/cglawms.com\/es\/contacto\/\">Cont\u00e1ctenos<\/a>\u00a0para una consulta GRATUITA y sin compromiso. Ll\u00e1menos al <a href=\"tel:6019488005\">601-948-8005<\/a> y perm\u00edtanos obtener la m\u00e1xima indemnizaci\u00f3n que usted se merece.<\/p>","protected":false},"excerpt":{"rendered":"<p>If you are in a wreck with an uninsured motorist, it may leave you wondering who will pay for the damages. Now most states require auto insurance, but what happens if they don\u2019t have it?\u00a0Nationally, 12.6%\u00a0of car owners don\u2019t have car insurance and in Mississippi over 29% of car owners don\u2019t have car insurance which [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":658,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10,29],"tags":[20,6],"class_list":["post-644","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-posts","category-motor-vehicle-accidents","tag-blog-posts","tag-motor-vehicle-accidents"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Wreck with an Uninsured Motorist - Chhabra, Gibbs &amp; Gustavis, P.A.<\/title>\n<meta name=\"description\" content=\"If you are in a wreck with an uninsured motorist be sure to contact an experienced car accident attorney to help get maximum compensation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cglawms.com\/es\/blog\/accidente-con-un-conductor-sin-seguro\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wreck with an Uninsured Motorist - Chhabra, Gibbs &amp; Gustavis, P.A.\" \/>\n<meta property=\"og:description\" content=\"If you are in a wreck with an uninsured motorist be sure to contact an experienced car accident attorney to help get maximum compensation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cglawms.com\/es\/blog\/accidente-con-un-conductor-sin-seguro\/\" \/>\n<meta property=\"og:site_name\" content=\"Chhabra, Gibbs &amp; Gustavis, P.A\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/cglawms\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/nationalclasslawyers.com\/lawyer\/rogen-chhabra\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-10T13:11:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-23T17:39:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cglawms.com\/wp-content\/uploads\/2025\/09\/uninsured-motorist-post-image.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"829\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rogen K. 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