{"id":2259,"date":"2019-02-06T07:14:00","date_gmt":"2019-02-06T07:14:00","guid":{"rendered":"https:\/\/cglawms.com\/?p=2259"},"modified":"2025-09-24T06:54:40","modified_gmt":"2025-09-24T06:54:40","slug":"cobertura-para-conductores-sin-seguro","status":"publish","type":"post","link":"https:\/\/cglawms.com\/es\/blog\/uninsured-motorist-coverage\/","title":{"rendered":"Todos necesitan cobertura para conductores sin seguro"},"content":{"rendered":"<p>Mississippi <a href=\"https:\/\/www.mid.ms.gov\/\" target=\"_blank\">ley<\/a> exige a todos los conductores mantener unos l\u00edmites m\u00ednimos de seguro de responsabilidad civil en los veh\u00edculos que conducen. Esto le cubre si usted es el culpable y causa lesiones personales a otra persona en un accidente de coche o de cami\u00f3n. Sin embargo, no todo el mundo contrata un seguro de responsabilidad civil como exige la ley. Aproximadamente 25% de los conductores de Mississippi no tienen seguro. Si se ve involucrado en un accidente automovil\u00edstico con alguien que no tiene seguro de autom\u00f3vil en Mississippi, podr\u00eda tener un gran problema. Podr\u00eda tener que hacerse cargo de sus propias facturas m\u00e9dicas y gastos de reparaci\u00f3n. Solo estar\u00e1 protegido si tiene cobertura para conductores sin seguro. Esto se conoce com\u00fanmente como cobertura UM\/UIM. El prop\u00f3sito de la cobertura UM\/UIM es permitirle recuperar de su propia compa\u00f1\u00eda de seguros lo que esta habr\u00eda podido recuperar de la parte negligente sin seguro. Su seguro UM\/UIM entrar\u00eda en vigor para cubrir sus da\u00f1os si se ve involucrado en un accidente automovil\u00edstico con alguien que no tiene seguro o que tiene un seguro insuficiente para pagar sus gastos m\u00e9dicos.<\/p>\n<p>Muchas personas confunden la cobertura UM con la cobertura de \u201cresponsabilidad civil\u201d. La cobertura de responsabilidad civil no le cubrir\u00e1 si sufre un accidente automovil\u00edstico con alguien que tiene <a href=\"https:\/\/cglawms.com\/es\/blog\/atropello-con-fuga-accidente-automovilistico-misisipi\/\">sin seguro de autom\u00f3vil<\/a> en Mississippi. El seguro de responsabilidad civil est\u00e1 dise\u00f1ado para pagar las lesiones y p\u00e9rdidas causadas por usted. En otras palabras, el seguro de responsabilidad civil protege al conductor al que usted golpe\u00f3 en un accidente automovil\u00edstico, no a usted. Ni siquiera la \u201ccobertura total\u201d le proteger\u00e1 a menos que tenga cobertura UM en su p\u00f3liza. La cobertura UM\/UIM tambi\u00e9n le protege si tiene un accidente de tr\u00e1fico con alguien que tiene menos seguro que usted. Adem\u00e1s, la cobertura UM\/UIM podr\u00eda proteger a los miembros de su familia frente a conductores sin seguro en Mississippi.<\/p>\n<p>Tu agente de seguros de autom\u00f3vil puede decirte que esta cobertura no es obligatoria y que puedes ahorrar dinero si la \u201crechazas\u201d. Este rechazo debe hacerse por escrito. La cobertura UM\/UIM est\u00e1 dise\u00f1ada para protegerlo en caso de que resulte lesionado por un conductor sin seguro o con seguro insuficiente. La cobertura es muy asequible y podr\u00eda ahorrarle mucho dinero y dolores de cabeza a largo plazo. Si vive en el estado de Mississippi, h\u00e1gase un favor y aseg\u00farese de tener cobertura UM\/UIM para su veh\u00edculo hoy mismo.<\/p>\n<p><a href=\"https:\/\/cglawms.com\/es\/abogados\/ashley-l-hendricks\/\">Pato Ashley Hendricks<\/a><\/p>\n<p>Contar con un profesional con experiencia <a href=\"https:\/\/cglawms.com\/es\/abogado-especializado-en-lesiones-personales-en-mississippi\/\">Da\u00f1os corporales<\/a> Un abogado en Jackson, MS es esencial para conseguir la indemnizaci\u00f3n que se merece. Si ha sufrido lesiones en un <a href=\"https:\/\/cglawms.com\/es\/abogado-especializado-en-accidentes-automovilisticos-en-mississippi\/\">accidente automovil\u00edstico en Mississippi<\/a>, los abogados expertos de Chhabra Gibbs est\u00e1n aqu\u00ed para ayudarle. Creemos en hacer todo lo que est\u00e9 en nuestra mano para ofrecerle los resultados que se merece y estaremos a su lado en cada paso del camino cuando trate con la compa\u00f1\u00eda de seguros. P\u00f3ngase en contacto hoy mismo con un abogado experto en lesiones personales de Mississippi llamando a nuestra oficina al <a href=\"tel:6019488005\">601-948-8005<\/a> o utilizando nuestro chat en vivo en nuestro sitio web.<\/p>","protected":false},"excerpt":{"rendered":"<p>Mississippi law requires all drivers to maintain minimum liability insurance limits on the vehicles they drive. This covers you if you are at fault and cause someone else to have a personal injury in a car accident or 18 wheeler wreck. However, not everyone gets liability insurance as the law requires. Roughly 25% of Mississippi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2138,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[77,10,29,25],"tags":[78,6,7],"class_list":["post-2259","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ashley-hendricks-duck","category-blog-posts","category-motor-vehicle-accidents","category-personal-injury","tag-ashley-hendricks-duck","tag-motor-vehicle-accidents","tag-personal-injury"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Everyone Needs Uninsured Motorist Coverage - Chhabra, Gibbs &amp; Gustavis, P.A.<\/title>\n<meta name=\"description\" content=\"Mississippi law requires all drivers to maintain minimum liability insurance limits on the vehicles they drive. 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Chhabra\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@rogenchhabra\" \/>\n<meta name=\"twitter:site\" content=\"@ChhabraAndGibbs\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rogen K. Chhabra\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cglawms.com\\\/blog\\\/uninsured-motorist-coverage\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cglawms.com\\\/blog\\\/uninsured-motorist-coverage\\\/\"},\"author\":{\"name\":\"Rogen K. 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