{"id":1323,"date":"2020-12-18T05:27:00","date_gmt":"2020-12-18T05:27:00","guid":{"rendered":"https:\/\/cglawms.com\/?p=1323"},"modified":"2025-09-18T04:43:40","modified_gmt":"2025-09-18T04:43:40","slug":"ley-del-consumidor-2021-perspectivas-de-futuro","status":"publish","type":"post","link":"https:\/\/cglawms.com\/es\/blog\/consumer-law-2021-look-ahead\/","title":{"rendered":"Ley del Consumidor en 2021: una mirada al futuro"},"content":{"rendered":"

Los abogados de Chhabra Gibbs Herrington PLLC<\/a> dedicamos cada d\u00eda a luchar por los derechos de los consumidores, y esperamos continuar con esta lucha en 2021. Nos enorgullece apoyar los esfuerzos de organizaciones como la Centro Nacional de Derecho del Consumidor<\/a>. A continuaci\u00f3n se enumeran algunos de los objetivos en los que trabajar\u00e1 el NCLC en 2021, y Chhabra Gibbs Herrington PLLC comparte estos objetivos. Para ver la agenda completa del NCLC, haga clic en aqu\u00ed<\/a>.<\/p>\n

Recuerde siempre que, si cree que tiene un caso relacionado con alguno de estos temas, ll\u00e1menos al llamada<\/a> para una consulta gratuita.
\nACCESO A LA JUSTICIA: Recuperar nuestro derecho a ser escuchados en los tribunales<\/strong>
\n\u27a4 Poner fin al uso del arbitraje obligatorio en los contratos.<\/p>\n

QUIEBRA: Un nuevo comienzo para las familias trabajadoras<\/strong>
\n\u27a4 Ofrecer a los prestatarios de pr\u00e9stamos estudiantiles y a quienes tienen dificultades para pagar multas y tasas judiciales inasequibles la misma oportunidad de empezar de nuevo que los dem\u00e1s.<\/p>\n

AUTOM\u00d3VILES: Garantizar que las familias de bajos ingresos puedan adquirir y conservar un autom\u00f3vil en condiciones justas.<\/strong>
\n\u27a4 Identificar y eliminar las barreras que impiden a las personas con bajos ingresos y a las personas de color adquirir un autom\u00f3vil, aportar equidad a la venta y la financiaci\u00f3n de autom\u00f3viles mediante la transparencia y la coherencia, y garantizar que los autom\u00f3viles vendidos sean seguros y fiables.<\/p>\n

CFPB: Mantengamos al organismo de protecci\u00f3n al consumidor trabajando para nosotros<\/strong>
\n\u27a4 Reorientar la CFPB hacia su misi\u00f3n de proteger a los consumidores y luchar contra la discriminaci\u00f3n.<\/p>\n

DERECHOS CIVILES PR\u00c9STAMOS JUSTOS: Defender y hacer cumplir nuestras leyes<\/strong>
\n\u27a4 Conservar la recopilaci\u00f3n de datos sobre raza y etnia y exigir datos sobre los pr\u00e9stamos durante la emergencia de COVID-19 y m\u00e1s all\u00e1. .<\/p>\n

CR\u00c9DITO: Limitar las tasas de inter\u00e9s para detener los pr\u00e9stamos abusivos <\/strong>
\n\u27a4 Ampliar el l\u00edmite m\u00e1ximo de la tasa de inter\u00e9s 36%, que actualmente protege a los militares en servicio activo, a todos los consumidores y eliminar las comisiones por sobregiro, que se utilizan como una forma de cr\u00e9dito de alto costo.<\/p>\n

INFORMES DE CR\u00c9DITO: Detenga los errores y abusos<\/strong>
\n\u27a4 Promulgar una reforma integral de los informes crediticios que incluya puntuaciones crediticias gratuitas; la prohibici\u00f3n de informaci\u00f3n obsoleta, enga\u00f1osa o relacionada con actividades abusivas; protecciones contra el robo de identidad; y l\u00edmites al uso de informes crediticios para puestos de trabajo.<\/p>\n

COBRO DE DEUDAS: Proteger a los consumidores de las pr\u00e1cticas abusivas de cobro<\/strong>
\n\u27a4 Proteger los salarios, las cuentas bancarias y otros ingresos necesarios para la alimentaci\u00f3n y las necesidades b\u00e1sicas frente al embargo o la compensaci\u00f3n gubernamental, incluidos los cr\u00e9ditos fiscales por ingresos del trabajo y por hijos y las prestaciones de la Seguridad Social.
\n\u27a4 Promulgar normas de cobro de deudas para proteger a los consumidores, no a los cobradores abusivos.<\/p>\n

VIVIENDA: Garantizar el acceso a la propiedad sostenible de la vivienda.<\/strong>
\n\u27a4 Detener la inminente oleada de ejecuciones hipotecarias provocada por la COVID-19 ampliando la moratoria hipotecaria y exigiendo a los prestamistas que ayuden a los prestatarios en dificultades y les ayuden a recuperarse antes de que se inicie la ejecuci\u00f3n hipotecaria.<\/p>\n

PR\u00c9STAMOS ESTUDIANTILES: Quitar el peso de 1,6 billones de pesos de los hombros de los consumidores.<\/strong>
\n\u27a4 Ofrecer una cancelaci\u00f3n generalizada de la deuda por pr\u00e9stamos estudiantiles y restablecer y mejorar los l\u00edmites y las protecciones fundamentales en materia de cobro para exigir responsabilidades a las instituciones de educaci\u00f3n superior abusivas y proporcionar ayuda a los estudiantes perjudicados.<\/p>","protected":false},"excerpt":{"rendered":"

The lawyers of Chhabra Gibbs Herrington PLLC spend each day fighting for the rights of consumers, and we look forward to continuing the fight in 2021. We are proud supporters of the efforts of organizations such as the National Consumer Law Center. Below are just some of the goals NCLC will be working on in […]<\/p>\n","protected":false},"author":1,"featured_media":1326,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10,107],"tags":[108],"class_list":["post-1323","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-posts","category-consumer-law","tag-consumer-law"],"acf":[],"yoast_head":"\nConsumer Law In 2021: A Look Ahead - Chhabra, Gibbs & Gustavis, P.A.<\/title>\n<meta name=\"description\" content=\"The lawyers of Chhabra Gibbs & Herrington PLLC spend each day fighting for the rights of consumers, and we look forward to continuing the fight in\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cglawms.com\/es\/blog\/ley-del-consumidor-2021-perspectivas-de-futuro\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Consumer Law In 2021: A Look Ahead - Chhabra, Gibbs & Gustavis, P.A.\" \/>\n<meta property=\"og:description\" content=\"The lawyers of Chhabra Gibbs & Herrington PLLC spend each day fighting for the rights of consumers, and we look forward to continuing the fight in\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cglawms.com\/es\/blog\/ley-del-consumidor-2021-perspectivas-de-futuro\/\" \/>\n<meta property=\"og:site_name\" content=\"Chhabra, Gibbs & Gustavis, P.A\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/cglawms\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/nationalclasslawyers.com\/lawyer\/rogen-chhabra\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-18T05:27:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-18T04:43:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cglawms.com\/wp-content\/uploads\/2025\/09\/consumer-law-2021.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"829\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rogen K. 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