{"id":1055,"date":"2022-06-06T10:04:00","date_gmt":"2022-06-06T10:04:00","guid":{"rendered":"https:\/\/cglawms.com\/?p=1055"},"modified":"2026-02-23T13:03:39","modified_gmt":"2026-02-23T13:03:39","slug":"ley-de-indemnizacion-laboral-de-misisipi","status":"publish","type":"post","link":"https:\/\/cglawms.com\/es\/blog\/mississippi-workers-compensation-law\/","title":{"rendered":"\u00bfA qu\u00e9 tengo derecho seg\u00fan la Ley de Compensaci\u00f3n Laboral Mississippi?"},"content":{"rendered":"<p>Bajo\u00a0<a href=\"https:\/\/www.mwcc.ms.gov\/#\/home\" target=\"_blank\" rel=\"noopener\">Ley de indemnizaci\u00f3n por accidentes laborales Mississippi<\/a>, Las empresas que tienen cinco o m\u00e1s empleados est\u00e1n obligadas a contratar un seguro de compensaci\u00f3n laboral. \u00bfQu\u00e9 significa esto para el trabajador medio que est\u00e1 empleado en estas empresas? Por regla general, si usted sufre una lesi\u00f3n mientras trabaja o como consecuencia de un riesgo laboral (tanto si est\u00e1 trabajando como si no), su lesi\u00f3n deber\u00eda estar cubierta por el seguro de compensaci\u00f3n laboral de su empleador. Hay algunas excepciones a esta regla, pero dejaremos ese tema para una pr\u00f3xima entrada del blog. Hablemos de lo que le corresponde cuando se lesiona en el trabajo:<\/p>\n<ol>\n<li><strong>Elecci\u00f3n del m\u00e9dico<\/strong>\u00a0\u2013 No tienes que seguir la corriente y acudir al \u201cm\u00e9dico de la empresa\u201d solo porque tu empleador te lo diga. Como trabajador lesionado, tienes derecho a acudir al m\u00e9dico que t\u00fa elijas. Muchas personas se sienten mucho m\u00e1s c\u00f3modas acudiendo a su m\u00e9dico de cabecera que a un desconocido al que les env\u00eda su empleador. La clave es esta: usted tiene la posibilidad de elegir y es usted quien debe tomar la decisi\u00f3n. Pero no se demore. En Mississippi, si espera demasiado, perder\u00e1 su derecho a elegir.<\/li>\n<li><strong>Tratamiento m\u00e9dico<\/strong>\u00a0\u2013 La compa\u00f1\u00eda de seguros es responsable de pagar los \u201cservicios y suministros m\u00e9dicos razonables y necesarios\u201d que requieran la lesi\u00f3n y el proceso de recuperaci\u00f3n. Esto incluye visitas al m\u00e9dico, fisioterapia, inyecciones, cirug\u00edas e incluso derivaciones que el m\u00e9dico que usted elija haga a otros especialistas si es necesario, aunque el m\u00e9dico que usted elija solo puede derivarlo a un especialista por especialidad. Tambi\u00e9n tiene derecho al pago de las recetas que puedan ser necesarias durante su tratamiento.<\/li>\n<\/ol>\n<p>(ATENCI\u00d3N: El empleador y la aseguradora tienen derecho, seg\u00fan la ley, a solicitar una evaluaci\u00f3n m\u00e9dica independiente (EME) o una evaluaci\u00f3n m\u00e9dica del empleador si as\u00ed lo desean. Se les permite que un m\u00e9dico de su elecci\u00f3n eval\u00fae al trabajador lesionado una vez y forme opiniones independientes, que a menudo entrar\u00e1n en conflicto con lo que diga su m\u00e9dico tratante. Esta es una de las MUCHAS razones por las que es importante consultar a un abogado que pueda ayudarle a manejar ese aspecto de su reclamaci\u00f3n de la mejor manera posible).<\/p>\n<ol>\n<li><strong>Kilometraje\u00a0<\/strong>\u2013 Este es sencillo y es exactamente lo que parece. La compa\u00f1\u00eda de seguros es responsable de reembolsarle el kilometraje de ida y vuelta a las citas con el m\u00e9dico, las citas de fisioterapia, los viajes a la farmacia, etc. Le deben el viaje de ida y vuelta. Su responsabilidad es solo asegurarse de documentarlo y enviarlo. La tarifa de pago por kilometraje cambia cada a\u00f1o, pero para 2022 la tarifa por kilometraje es de $0.585\/milla. Una vez que env\u00ede el kilometraje para su reembolso, la compa\u00f1\u00eda de seguros tiene 30 d\u00edas para pagarlo.<\/li>\n<li><strong>Incapacidad total temporal\/\u201cTTD\u201d<\/strong>\u00a0Imagina lo siguiente: vas al m\u00e9dico por una lesi\u00f3n laboral. El m\u00e9dico te dice que est\u00e1s demasiado lesionado para volver al trabajo. El m\u00e9dico te da un justificante m\u00e9dico que entregas a tu empleador. \u00bfY ahora qu\u00e9? Si el m\u00e9dico le da de baja durante cinco o m\u00e1s d\u00edas consecutivos, tiene derecho a recibir un pago temporal de 66 2\/3% de su salario semanal promedio, sujeto al m\u00e1ximo semanal establecido por la ley estatal, durante todo el tiempo que el m\u00e9dico le mantenga de baja. Si est\u00e1 de baja durante m\u00e1s de 14 d\u00edas, la ley establece que la compa\u00f1\u00eda de seguros tambi\u00e9n le debe pagar los primeros cinco d\u00edas. Pero, \u00bfqu\u00e9 pasa si su m\u00e9dico no le da la baja laboral completa, sino que le da instrucciones espec\u00edficas sobre lo que puede y no puede hacer? Lo primero que debe hacer es llev\u00e1rselas a su empleador y preguntarle si tiene trabajo para usted que no infrinja esas restricciones. Si no es as\u00ed, la compa\u00f1\u00eda de seguros es responsable de seguir pag\u00e1ndole la TTD hasta que le den el alta o le adapten su puesto de trabajo.<\/li>\n<li><strong>Discapacidad parcial permanente\/ \u201cPPD\u201d<\/strong>\u00a0\u2013 En alg\u00fan momento de su caso, el m\u00e9dico que usted haya elegido le dir\u00e1 que han hecho todo lo posible para que se recupere. Esto es lo que llamamos mejora m\u00e9dica m\u00e1xima o \u201cMMI\u201d. Quiz\u00e1s ese m\u00e9dico le haya devuelto al 100 %. Lo m\u00e1s probable es que tenga alg\u00fan grado de discapacidad m\u00e9dica para el resto de su vida. Si la lesi\u00f3n laboral afect\u00f3 a una \u201cparte del cuerpo programada\u201d (como un brazo, una pierna, una mano o un pie), tiene derecho a un pago basado en un n\u00famero determinado de semanas, dependiendo de la parte del cuerpo lesionada. Ese n\u00famero de semanas se multiplica por 66 2\/3% de su salario semanal promedio, que luego se multiplica por el porcentaje de discapacidad asignado por su m\u00e9dico. Estas prestaciones le corresponden incluso si ha vuelto al trabajo y gana lo mismo o m\u00e1s dinero que antes de lesionarse.<\/li>\n<\/ol>\n<p>Suponiendo que la compa\u00f1\u00eda de seguros admite y paga su indemnizaci\u00f3n por accidente laboral, y que usted ha contratado a un abogado para que le ayude, lo siguiente suele ser una audiencia con un juez administrativo. Este juez determinar\u00e1 si usted ha sufrido una p\u00e9rdida de capacidad para obtener ingresos (en casos que afectan al cuerpo en su conjunto, como lesiones de espalda) o una p\u00e9rdida de uso industrial (en casos que afectan a miembros espec\u00edficos). Esto depende en gran medida de los hechos y var\u00eda de un caso a otro. Por eso es FUNDAMENTAL que contrate a un abogado y lo haga r\u00e1pidamente una vez que se lesione. No se someta al estr\u00e9s de intentar navegar solo por el sistema de indemnizaci\u00f3n laboral.<\/p>\n<p>Si usted o un ser querido tienen alguna pregunta sobre la Ley de Compensaci\u00f3n Laboral Mississippi o han sufrido una lesi\u00f3n en el trabajo\u00a0<a href=\"https:\/\/cglawms.com\/es\/contacto\/\">contacto<\/a>\u00a0Chhabra, Gibbs &amp; Gustavis, P.A. para una consulta gratuita en el <a href=\"tel:6019488005\">601-948-8005<\/a> y deje que nuestros abogados expertos en indemnizaci\u00f3n laboral le defiendan.<\/p>\n<p><strong>Art\u00edculos relacionados:<\/strong><\/p>\n<p><a href=\"https:\/\/cglawms.com\/es\/blog\/lesiones-en-el-trabajo-el-medico-de-la-empresa-no-ayuda-cuales-son-mis-derechos\/\">Mississippi Indemnizaci\u00f3n por accidente laboral: derechos cuando el m\u00e9dico del empleador no ayuda<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Under\u00a0Mississippi Workers\u2019 Compensation Law, businesses that have five or more employees are required to carry workers\u2019 compensation insurance coverage. What does that mean to the average worker who is employed by these businesses? As a general rule, if you are injured while working or as a result of a hazard of the job (whether you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1060,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10,13,38],"tags":[74,41],"class_list":["post-1055","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-posts","category-caroline-boyd","category-workers-compensation","tag-caroline-boyd","tag-workers-compensation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What am I entitled to under Mississippi Workers\u2019 Compensation Law?<\/title>\n<meta name=\"description\" content=\"Attorney Caroline Boyd explains what you are entitled to under Mississippi Workers&#039; Compensation Law when injured at work.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cglawms.com\/es\/blog\/ley-de-indemnizacion-laboral-de-misisipi\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What am I entitled to under Mississippi Workers\u2019 Compensation Law?\" \/>\n<meta property=\"og:description\" content=\"Attorney Caroline Boyd explains what you are entitled to under Mississippi Workers&#039; Compensation Law when injured at work.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cglawms.com\/es\/blog\/ley-de-indemnizacion-laboral-de-misisipi\/\" \/>\n<meta property=\"og:site_name\" content=\"Chhabra, Gibbs &amp; Gustavis, P.A\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/cglawms\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/nationalclasslawyers.com\/lawyer\/rogen-chhabra\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-06-06T10:04:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-23T13:03:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cglawms.com\/wp-content\/uploads\/2025\/09\/mississippi-workers-post-image.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"829\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rogen K. 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